NSC Calculator
Estimate National Savings Certificate maturity value with 5-year annual compounding.
UseGovt scheme for girl child
Sukanya Samriddhi Yojana Calculator
Estimate SSY maturity with yearly deposits, 15 contribution years, 21-year maturity, tax-free interest, and Section 80C planning.
15 Deposit years21 yrs Maturity8.2% Rate
Inputs
Girl child savingsSukanya Samriddhi Yojana Calculator details
Result
Live estimateSSY maturity amount
Total deposits₹15,00,00015 yearly deposits.
Interest earned₹32,88,079Estimated tax-free interest.
Yearly 80C deposit₹1,00,000Subject to overall 80C limit.
Deposit stops after15 yearsInterest continues until maturity.
Maturity age24 yrsBased on entered current age.
Account term21 yearsFrom account opening.
Estimate only. SSY rules, rates, withdrawal conditions, tax treatment, and account eligibility should be verified before investing.
CA check
Planning viewKey assumptions
Yearly deposit₹1,00,000Amount deposited each year.
Interest rate8.2%Rate assumption; update when notified rate changes.
Tax treatmentEEEContribution, interest, and maturity are generally tax-favoured.
Deposit ₹15,00,000Interest ₹32,88,079
Projection
21 rowsSSY yearly projection
Shows deposits for 15 years and interest compounding until 21-year maturity.
| Year | Girl age | Deposit | Interest | Closing |
|---|---|---|---|---|
| 1 | 4 | ₹1,00,000 | ₹8,200 | ₹1,08,200 |
| 2 | 5 | ₹1,00,000 | ₹17,072 | ₹2,25,272 |
| 3 | 6 | ₹1,00,000 | ₹26,672 | ₹3,51,945 |
| 4 | 7 | ₹1,00,000 | ₹37,059 | ₹4,89,004 |
| 5 | 8 | ₹1,00,000 | ₹48,298 | ₹6,37,303 |
| 6 | 9 | ₹1,00,000 | ₹60,459 | ₹7,97,761 |
| 7 | 10 | ₹1,00,000 | ₹73,616 | ₹9,71,378 |
| 8 | 11 | ₹1,00,000 | ₹87,853 | ₹11,59,231 |
| 9 | 12 | ₹1,00,000 | ₹1,03,257 | ₹13,62,488 |
| 10 | 13 | ₹1,00,000 | ₹1,19,924 | ₹15,82,412 |
| 11 | 14 | ₹1,00,000 | ₹1,37,958 | ₹18,20,369 |
| 12 | 15 | ₹1,00,000 | ₹1,57,470 | ₹20,77,840 |
| 13 | 16 | ₹1,00,000 | ₹1,78,583 | ₹23,56,423 |
| 14 | 17 | ₹1,00,000 | ₹2,01,427 | ₹26,57,849 |
| 15 | 18 | ₹1,00,000 | ₹2,26,144 | ₹29,83,993 |
| 16 | 19 | ₹0 | ₹2,44,687 | ₹32,28,680 |
| 17 | 20 | ₹0 | ₹2,64,752 | ₹34,93,432 |
| 18 | 21 | ₹0 | ₹2,86,461 | ₹37,79,894 |
| 19 | 22 | ₹0 | ₹3,09,951 | ₹40,89,845 |
| 20 | 23 | ₹0 | ₹3,35,367 | ₹44,25,212 |
| 21 | 24 | ₹0 | ₹3,62,867 | ₹47,88,079 |
Sukanya Samriddhi Yojana Calculator guide
Use this page for SSY calculator, Sukanya Samriddhi Yojana calculator, SSY maturity calculator, girl child saving scheme calculator, and 80C girl child scheme search intent.
SSY is useful when parents want a government-backed, tax-favoured corpus for a girl child's education or marriage goals. The biggest planning point is that deposits stop after 15 years, but interest keeps compounding until maturity.
As a CA-style tax note, SSY can fit inside Section 80C, but the overall 80C limit also includes items such as EPF, PPF, life insurance premium, ELSS, NSC, and home loan principal.
Sukanya Samriddhi Yojana Calculator FAQs
Who can open an SSY account?
A parent or guardian can open an account for a girl child before she turns 10, subject to scheme rules and family limits.
Is SSY maturity taxable?
SSY is generally treated as tax-favoured with eligible deduction, tax-free interest, and tax-free maturity under current rules.
How long do I deposit in SSY?
Deposits are generally made for 15 years from opening, while the account matures after 21 years.