All India tools

Government-backed doubling scheme

KVP Calculator India

Estimate when Kisan Vikas Patra doubles your deposit, implied maturity period, interest earned, and year-wise value path.

₹2,00,000 Maturity9y 8m Doubles in7.5% Rate
Inputs

KVP Calculator details

Guaranteed money doubling
Result

KVP maturity value

Live estimate
KVP maturity value₹2,00,000Estimated doubling after about 9 years 8 months.
Investment amount₹1,00,000Initial KVP deposit.
Interest earned₹1,00,000KVP doubles the deposit.
Doubling period116 monthsRounded up to full months.
Approx years9.58 yrsMathematical doubling period.
Tax benefitNo 80CKVP does not give 80C deduction.
Tax noteTaxableInterest must be reported.

Estimate only. KVP notified periods, rates, encashment rules, pledge rules, and tax reporting should be verified before investing.

CA check

Key assumptions

Planning view
Deposit₹1,00,000KVP principal used.
Interest rate7.5%Rate assumption for doubling calculation.
Maturity promise2xKVP is designed to double money over notified period.
Deposit ₹1,00,000Interest ₹1,00,000
Projection

KVP value path

10 rows

Shows approximate yearly value until the deposit doubles.

YearProjected valueGain
1₹1,07,500₹7,500
2₹1,15,562₹15,562
3₹1,24,230₹24,230
4₹1,33,547₹33,547
5₹1,43,563₹43,563
6₹1,54,330₹54,330
7₹1,65,905₹65,905
8₹1,78,348₹78,348
9₹1,91,724₹91,724
10₹2,00,000₹1,00,000

KVP Calculator India guide

Use this page for KVP calculator, Kisan Vikas Patra calculator, KVP maturity calculator, post office KVP calculator, money double calculator, and KVP interest calculator keywords.

KVP is simple: the main outcome is the notified doubling period. It does not provide Section 80C benefit, so compare it with NSC or PPF if tax saving is the purpose.

For tax planning, remember that no TDS does not mean tax-free. KVP interest should still be considered in income tax reporting.

KVP Calculator FAQs

Does KVP double money?

Yes. KVP is structured to double the deposit over the notified maturity period.

Does KVP have 80C benefit?

No. KVP does not provide Section 80C deduction.

Is KVP interest taxable?

Yes. KVP interest is taxable even though TDS may not be deducted.