SIP Calculator India
Estimate mutual fund SIP maturity value, invested amount, and wealth gain.
Open toolFree India finance calculators
Calculate money decisions faster with detailed Indian finance tools.
Use calculators for SIP, EMI, income tax, GST, FD, RD, PPF, EPF, NPS, retirement, inflation, salary, HRA, TDS, capital gains, loan eligibility, and government schemes.
1Pick the calculator that matches your question.
2Change the sample values to your real numbers.
3Read the result notes and compare related tools.
Most Used Finance Calculators
High-intent tools for users comparing investments, taxes, loans, deposits, and business invoices.
Income Tax Calculator
Compare old vs new regime tax for FY 2025-26 with slab-wise breakup, rebate, surcharge, and cess.
Open toolHome Loan EMI Calculator
Calculate home loan EMI, interest burden, total repayment, and early repayment pattern.
Open toolGST Calculator
Add GST to an invoice amount and split CGST/SGST.
Open toolFD Calculator
Estimate fixed deposit maturity amount and interest earned.
Open toolRetirement Calculator
Estimate the retirement corpus you need and the monthly SIP required to reach it.
Open toolCalculator Categories
Every section is built around common Indian finance searches and practical decision points.
Investments
SIP, lumpsum, SWP, CAGR, inflation, and retirement planning calculators for goal-based investing.
Loans
Home loan, personal loan, car loan, prepayment, EMI, and repayment schedule calculators.
Tax & Salary
Income tax, TDS, HRA, salary, EPF, gratuity, and tax-saving calculators for Indian taxpayers.
GST & Business
GST invoice, inclusive GST, CGST, SGST, IGST, cess, and ITC calculators for business checks.
Banking
FD, RD, simple interest, and compound interest calculators with banking-style breakup tables.
Credit Cards
Credit card EMI and payoff tools for interest cost, extra payments, and repayment planning.
Govt Schemes
SSY, NSC, SCSS, KVP, and Post Office MIS calculators for small-savings scheme planning.
Planning
Retirement, inflation, rent-vs-buy, education loan, and long-range family finance planning tools.
Other Tools
Free utilities: image compressor with exam photo maker, PDF editor and converter, website performance and traffic checkers.
Finance Guidance
Step-by-step explainers for tax planning, deductions, documents, and calculator workflows.
Income Tax Planning Guide
Understand 80C, 80CCD, 80D, HRA, TDS, deductions, old vs new regime, and which calculator to use next.
Read guideHow to File ITR Online
Follow a CA-style checklist for documents, AIS, Form 26AS, ITR-1 to ITR-4, portal steps, e-verification, and refund tracking.
Start filing guideWealth planning
Investments
SIP, lumpsum, SWP, CAGR, inflation, and retirement planning calculators for goal-based investing.
SIP Calculator India
Estimate mutual fund SIP maturity value, invested amount, and wealth gain.
Use calculatorSWP Calculator India
Plan monthly withdrawals from a mutual fund or retirement corpus and estimate how long money may last.
Use calculatorPPF Calculator
Estimate Public Provident Fund maturity, interest, and Section 80C eligible contribution.
Use calculatorNPS Calculator
Plan National Pension System corpus, annuity, lump sum withdrawal, and monthly pension.
Use calculatorLumpsum Calculator
Estimate the future value of a one-time mutual fund or index fund investment with compounding.
Use calculatorCAGR Calculator
Calculate compound annual growth rate from initial value, final value, and time period.
Use calculatorBorrowing cost
Loans
Home loan, personal loan, car loan, prepayment, EMI, and repayment schedule calculators.
Home Loan EMI Calculator
Calculate home loan EMI, interest burden, total repayment, and early repayment pattern.
Use calculatorPersonal Loan EMI Calculator
Estimate EMI and total interest for unsecured personal loans.
Use calculatorCar Loan EMI Calculator
Calculate car loan EMI after down payment and interest rate.
Use calculatorEducation Loan EMI Calculator
Estimate education loan EMI after the moratorium, interest during study, and total repayment.
Use calculatorHome Loan Eligibility Calculator
Check the home loan amount banks may sanction from your salary, co-applicant income, existing EMIs, and tenure.
Use calculatorGold Loan Calculator
Estimate the loan you can raise against gold jewellery from weight, purity, today's rate, and RBI LTV limits.
Use calculatorTax and payroll
Tax & Salary
Income tax, TDS, HRA, salary, EPF, gratuity, and tax-saving calculators for Indian taxpayers.
Income Tax Calculator
Compare old vs new regime tax for FY 2025-26 with slab-wise breakup, rebate, surcharge, and cess.
Use calculatorHRA Calculator
Estimate House Rent Allowance exemption for salaried employees.
Use calculatorSalary Calculator India
Estimate monthly in-hand salary from CTC, PF, gratuity, bonus, tax regime, and deductions.
Use calculatorEPF / PF Calculator
Estimate Employees Provident Fund balance with employee contribution, employer PF, EPS split, and interest.
Use calculatorGratuity Calculator
Estimate gratuity using basic salary, completed service, 15/26 formula, eligibility, and tax-exempt cap.
Use calculatorTDS Calculator (FD Interest)
Check if TDS applies on your bank FD interest and estimate the deduction for FY 2025-26.
Use calculatorCapital Gains Tax Calculator
Compute STCG and LTCG tax on shares, mutual funds, property, and gold with the new 12.5% rules and indexation comparison.
Use calculatorBusiness tax
GST & Business
GST invoice, inclusive GST, CGST, SGST, IGST, cess, and ITC calculators for business checks.
GST Calculator
Add GST to an invoice amount and split CGST/SGST.
Use calculatorDeposit returns
Banking
FD, RD, simple interest, and compound interest calculators with banking-style breakup tables.
FD Calculator
Estimate fixed deposit maturity amount and interest earned.
Use calculatorRD Calculator
Estimate recurring deposit maturity value and interest with quarterly compounding.
Use calculatorCompound Interest Calculator
Calculate compound interest with yearly, half-yearly, quarterly, or monthly compounding.
Use calculatorSimple Interest Calculator
Calculate simple interest and total amount on a principal for a given rate and period.
Use calculatorDebt payoff
Credit Cards
Credit card EMI and payoff tools for interest cost, extra payments, and repayment planning.
Credit Card Interest & Payoff Calculator
Compare regular payment payoff, extra payment savings, interest cost, and repayment schedule.
Use calculatorSmall savings
Govt Schemes
SSY, NSC, SCSS, KVP, and Post Office MIS calculators for small-savings scheme planning.
Sukanya Samriddhi Yojana Calculator
Estimate SSY maturity for a girl child with yearly deposits, 15 deposit years, and 21-year maturity.
Use calculatorNSC Calculator
Estimate National Savings Certificate maturity value with 5-year annual compounding.
Use calculatorSCSS Calculator
Estimate Senior Citizens Savings Scheme quarterly interest payout and 5-year total interest.
Use calculatorKVP Calculator
See when Kisan Vikas Patra doubles your money at the current interest rate.
Use calculatorPost Office MIS Calculator
Estimate fixed monthly income from the Post Office Monthly Income Scheme.
Use calculatorLife decisions
Planning
Retirement, inflation, rent-vs-buy, education loan, and long-range family finance planning tools.
Retirement Calculator
Estimate the retirement corpus you need and the monthly SIP required to reach it.
Use calculatorInflation Calculator
See the future cost of today's expenses and how inflation erodes the value of money.
Use calculatorRent vs Buy Calculator
Compare buying a home on EMI against renting and investing the difference.
Use calculatorEveryday utilities
Other Tools
Free utilities: image compressor with exam photo maker, PDF editor and converter, website performance and traffic checkers.
Website Performance Checker
Audit any website with Google Lighthouse: performance score, Core Web Vitals, SEO, accessibility, and top speed fixes.
Use calculatorWebsite Traffic Checker
Check if a website has real measurable traffic using Google's Chrome UX Report inclusion — an honest, free traffic signal.
Use calculatorImage Editor — Compressor, Resizer & Govt Exam Photo Maker
Compress and resize photos and signatures to exact UPSC, SSC, IBPS, RRB, NEET, JEE, and passport specifications — correct pixels, KB size, and background, free and private.
Use calculatorPDF Editor & Converter — Edit Text, Merge, Split, Compress
Edit text inside PDFs, merge, split, compress, and reorganise pages, convert JPG to PDF and PDF to JPG, and add watermarks — free, private, no upload.
Use calculatorFree Finance Calculators for India
sipemicalc brings the most searched India finance calculators into one place: SIP calculator, lumpsum calculator, SWP calculator, home loan EMI calculator, personal loan EMI calculator, car loan EMI calculator, income tax calculator, HRA calculator, salary calculator, GST calculator, FD calculator, RD calculator, PPF calculator, EPF calculator, NPS calculator, gratuity calculator, inflation calculator, retirement calculator, TDS calculator, and capital gains calculator.
Each tool is designed for quick use on mobile and desktop, with rupee inputs, India-specific labels, result notes, related tools, and detailed breakup tables where interest, repayment, tax, or growth is involved.